:root {
  --farmers-blue: #003a8f;
  --farmers-red: #c8102e;
  --light-gray: #f3f3f3;
  --dark-gray: #111;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  background-color: var(--light-gray);
  font-family: Arial, Helvetica, sans-serif;
  color: var(--dark-gray);
}

/* Page frame */
.page-wrapper {
  min-height: 100vh;
  margin: 16px;
  background: #ffffff;
  border: 3px solid var(--farmers-blue);
  border-radius: 10px;
  overflow: hidden;
}

/* Top nav */
nav {
  display: flex;
  gap: 18px;
  padding: 18px 24px;
  background: var(--farmers-blue);
  flex-wrap: wrap;
  align-items: center;
}

nav a {
  color: #ffffff;
  text-decoration: none;
  font-weight: 700;
  padding-bottom: 4px;
}

nav a:hover { opacity: 0.9; }

nav a.active {
  border-bottom: 3px solid var(--farmers-red);
}

/* HERO (home page) */
.hero {
  padding: 80px 20px 60px;
  text-align: center;
  background: linear-gradient(135deg, var(--farmers-blue), #002b6f);
  color: #ffffff;
}

.hero h1 {
  font-size: 2.6rem;
  margin: 0 0 10px;
}

.hero p {
  font-size: 1.1rem;
  opacity: 0.95;
  margin: 0;
}

/* Generic content section (home + privacy can use this) */
.importance-section {
  padding: 50px 20px;
  max-width: 900px;
  margin: 0 auto;
}

.importance-section h1 {
  color: var(--farmers-blue);
  margin: 0 0 12px;
}

.importance-section h2 {
  color: var(--farmers-blue);
  margin: 0 0 12px;
}

.importance-section p {
  line-height: 1.6;
  margin: 0 0 14px;
}

/* Service cards (home page) */
.insurance-types {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
  padding: 20px;
  max-width: 1100px;
  margin: 0 auto;
}

.insurance-card {
  border: 1px solid #ddd;
  padding: 26px 20px;
  text-align: center;
  border-radius: 8px;
  background: #ffffff;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.insurance-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 20px rgba(0,0,0,0.12);
}

.icon-wrapper {
  font-size: 32px;
  color: var(--farmers-red);
  margin-bottom: 12px;
}

.insurance-card h3 {
  color: var(--farmers-blue);
  margin: 0 0 8px;
}

/* CTA after services (home page) */
.quote-jump {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 20px 20px 55px;
  gap: 12px;
}

.square-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 220px;
  padding: 16px 28px;
  background: var(--farmers-red);
  color: #ffffff;
  text-decoration: none;
  font-weight: 900;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  border-radius: 6px;
  box-shadow: 0 10px 22px rgba(0,0,0,0.20);
  transition: transform 0.15s ease, box-shadow 0.15s ease, opacity 0.15s ease;
}

.square-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 28px rgba(0,0,0,0.25);
  opacity: 0.96;
}

.quote-note {
  margin: 0;
  color: #444;
  font-size: 14px;
  text-align: center;
  max-width: 640px;
}

/* -------------------------
   QUOTE PAGE (scoped styles)
   ------------------------- */

/* Blue title bar ONLY if quote.html includes .quote-header */
.quote-header {
  background: var(--farmers-blue);
  padding: 36px 20px;
  text-align: center;
  border-bottom: 3px solid var(--farmers-red);
}

.quote-header h1 {
  margin: 0;
  color: #ffffff;
  font-size: 2.2rem;
  font-weight: 900;
  letter-spacing: 0.6px;
  text-transform: uppercase;
}

.quote-embed-section {
  padding: 40px 20px 60px;
  max-width: 1000px;
  margin: 0 auto;
  text-align: center;
}

.quote-subtext {
  margin: 0 0 22px;
  color: #444;
  line-height: 1.5;
}

/* Embedded form container */
.form-embed {
  max-width: 720px;
  border: 2px solid rgba(0,0,0,0.12);
  border-radius: 10px;
  overflow: hidden;
  background: #ffffff;
}

.form-embed.centered {
  margin: 0 auto; /* centers the form */
}

.form-embed iframe {
  width: 100%;
  height: 1150px; /* desktop stable height */
  border: 0;
}

.quote-help {
  margin-top: 16px;
  color: #444;
}

.quote-help a {
  color: var(--farmers-blue);
  font-weight: 700;
  text-decoration: none;
}

.quote-help a:hover {
  text-decoration: underline;
}

/* Mobile adjustments */
@media (max-width: 768px) {
  .form-embed { max-width: 100%; }
  .form-embed iframe { height: 1450px; }
}

/* Footer */
footer {
  border-top: 3px solid var(--farmers-red);
  padding: 18px;
  text-align: center;
  font-size: 14px;
  background: #fafafa;
}

footer a {
  color: var(--farmers-blue);
  text-decoration: none;
  font-weight: 700;
  margin-left: 10px;
}

footer a:hover { text-decoration: underline; }